Construction works

Construction Works Insurance for subbies & tradies

If you’re a subbie or trade contractor, you may need construction works insurance if you’re working directly for the customer/public or some subcontractor agreements may require you to get cover.

Construction works (also known as contract works) insurance covers subcontractor/trade contractor works in progress, should loss or damage occur during construction.

Many subcontract agreements require the subcontractor to arrange construction works insurance for their portion of a building project. Policies can be arranged specifically for each project or as an annual policy covering all projects undertaken with the insurance premium paid on works turnover.

We recommend Master Builders Platinum Protection for Tradies construction works insurance and consider if you also need Public & Product Liability, and Tools, Plant and Equipment cover.

Our Platinum Protection insurance options give you superior coverage, supported by one of Australia’s largest insurers. Chat to us today to for an obligation-free quote.

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What is Construction (Contract) Works Insurance?

Some trade contracts require the tradie to insure for damage to your work in progress, until handover. This usually arises when dealing directly with the public and it can also occur under some subcontract documents. Construction (contract) works cover under Master Builders Platinum Protection for Tradies, can be arranged as an annual policy or on a job specific basis and includes:

Theft, malicious damage, wind, storm, flood, fire, bushfire and a wide range of other occurrences
Replacement value cover for loss or damage to your works
The interests of owners, builders and financiers until completion of the works
Anywhere in Australia cover (for annual policies).

The Master Builders difference:

For nearly 30 years we’ve been helping subbies and trade contractors ensure they have the right cover.

We’re not just any insurer. As a building and construction industry membership organisation, we know what can go wrong for subbies and tradies, so you can have peace of mind knowing you're getting expert advice and quality cover you can trust.

You'll benefit from: